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Financing for the repairs you can't put off.

Convenient home-repair financing for Northwest Arkansas through Wells Fargo. No-interest-if-paid-in-full plans and 60-second credit decisions.

5.0 · 1,266 Google reviews
Verified Google Review
★★★★★
“Zach came out to give us an estimate with a no pressure, just the facts sales pitch, which we loved. Will helped us with financing where everything was done over the phone and we didn't have to leave the house, which we also loved. Steven, Brandon and Victor came out to install the new heating and a/c unit and were prompt, courteous and very helpful. I feel we have made an excellent choice and appreciate their professionalism.”
— Suzy R., Fayetteville

A family-owned and operated company

Plan highlights

What you get with Wells Fargo financing.

60-Second Credit Decisions

Wells Fargo runs your application electronically and returns most decisions in under a minute. No waiting, no paperwork in the mail.

No Interest if Paid in Full

Pay your balance in full within the promotional period, with regular payments, and you pay no interest. Larger jobs qualify for a longer promotional period.

Longer Terms on Big Projects

Larger projects qualify for longer plans at a special reduced rate, which keeps monthly payments low — useful for big-ticket items like AC systems, water heaters, and panel upgrades.

Minimum Project: $500

Any home-repair or installation job above $500 is eligible. For smaller jobs, we accept check, debit, and all major credit cards.

Ready to apply?

Get a decision in about a minute.

The application takes you to Wells Fargo’s secure portal. Your information goes directly to them — not to Franklin.

Apply for financing

Questions first? Call (479) 282-0003

How it works

From apply to approved — in about a minute.

Wells Fargo handles the credit application electronically. You get a decision fast, and your Franklin rep takes it from there.

  1. 1

    Apply online

    Click the button to head to the Wells Fargo application. Takes about 60 seconds to fill out.

  2. 2

    Get a decision

    Wells Fargo processes electronically and usually returns a decision in less than a minute.

  3. 3

    Accept your Franklin estimate

    Once you’re approved and have your repair or replacement estimate from us, give us the green light.

  4. 4

    Pick your plan

    We’ll work up financing options based on your job total and go over the plans you qualify for.

9,000+ Families Served
5.0 ★ 1,266 Google Reviews
60 sec Credit Decisions
Real reviews

Hear it from your neighbors.

A live, unfiltered feed from Google — good, bad, and everything in between.

5.0 · 1,266 Google reviews

Brett Rutledge is an awesone tech.

Jeannie Scully in the last week

Lee Roberts was great!

Jamie Leidelmeyer in the last week

Christian is a top notch technician, easy to communicate with, honest and upfront about options and ways to proceed. I am honestly blown away by his professionalism and ability to resolve the issue in a timely manner. I'm telling everyone I know about Franklin! This was the most amazing experience I've ever had with any type of home maintenance company. I'm thrilled they offer more than just hvac because I've found my go to resource to help me keep this place running. Thank you thank you. If you need assistance but don’t want a high pressure salesman coming in to scare you into a purchase you don’t need, call these folks!

Rob Mahler in the last week

Axell did a great job and was very knowledgeable. He showed up on time and the company communicated with me consistently. Highly recommend.

Jessica Estes in the last week

Christian was prompt, thorough & professional. We appreciate his kind nature & his attention to detail.

Liz Matheson in the last week
FAQ

Common financing questions.

Does applying affect my credit?
The Wells Fargo application is a credit check, so it may have a small temporary impact on your score. You won’t owe anything just for applying — and you’ll get a decision in 60 seconds or less.
What’s the minimum job size for financing?
$500. Any home-repair or installation job above that is eligible for financing through Wells Fargo’s home-improvement program.
What plan lengths are available?
We offer no-interest-if-paid-in-full plans, plus longer-term options for larger projects. Which plans you qualify for depends on your job total — your Franklin rep will walk you through the options once you’re approved.
What if I’m not approved?
No problem — financing is just one option. We also accept check, debit, and all major credit cards. Approval is never required to schedule service or get a quote.