Skip to content

Financing for the repairs you can't put off.

Convenient home-repair financing for Northwest Arkansas through Wells Fargo. Plans from 6 to 96 months, 60-second credit decisions, and 0% APR options on qualifying jobs.

5.0 · 1,134 Google reviews
Verified Google Review
★★★★★
“Zach came out to give us an estimate with a no pressure, just the facts sales pitch, which we loved. Will helped us with financing where everything was done over the phone and we didn't have to leave the house, which we also loved. Steven, Brandon and Victor came out to install the new heating and a/c unit and were prompt, courteous and very helpful. I feel we have made an excellent choice and appreciate their professionalism.”
— Suzy R., Fayetteville

A family-owned and operated company

How it works

From apply to approved — in about a minute.

Wells Fargo handles the credit application electronically. You get a decision fast, and your Franklin rep takes it from there.

  1. 1

    Apply online

    Click the button to head to the Wells Fargo application. Takes about 60 seconds to fill out.

  2. 2

    Get a decision

    Wells Fargo processes electronically and usually returns a decision in less than a minute.

  3. 3

    Accept your Franklin estimate

    Once you’re approved and have your repair or replacement estimate from us, give us the green light.

  4. 4

    Pick your plan

    We’ll work up financing options based on your job total — lengths from 6 to 96 months.

Plan highlights

What you get with Wells Fargo financing.

60-Second Credit Decisions

Wells Fargo runs your application electronically and returns most decisions in under a minute. No waiting, no paperwork in the mail.

Plans From 6 to 96 Months

Pick a payment length that fits your monthly budget. Shorter plans cost less in total interest; longer plans keep monthly payments low.

0% APR Options on Qualifying Jobs

No-interest-if-paid-in-full promotional plans are available on qualifying projects — particularly useful for big-ticket items like AC systems, water heaters, and panel upgrades.

Minimum Project: $500

Any home-repair or installation job above $500 is eligible. For smaller jobs, we accept check, debit, and all major credit cards.

Ready to apply?

Get a decision in about a minute.

The application takes you to Wells Fargo’s secure portal. Your information goes directly to them — not to Franklin.

Apply for financing

Questions first? Call (479) 282-0003

9,000+ Families Served
5.0 ★ 1,134 Google Reviews
6–96 mo Financing Plans
Real reviews

Hear it from your neighbors.

A live, unfiltered feed from Google — good, bad, and everything in between.

5.0 · 1,134 Google reviews

Excellent service by the tech Axell Morris. More than happy with the service he provided!!!

Rebecca Tanner in the last week

Very personable, knowledgeable and attentive. Brett Rutledge came out and did a thorough examination of my air conditioning units as well as my HVAC. Found a small issue and thoroughly explained the problem as well as showed pictures. Happy with the explanation and the service. Would recommend and plan to use in the future.

Kelly Koszewski in the last week

Lee did a great job. He was professional and very thorough with his work.

Tim Mills in the last week

Mickey Lojkar was my tech , he was very friendly and knew his business, he did a great job repairing my drain pipe to my unit. I highly recommend this company.

Michael Oser in the last week
FAQ

Common financing questions.

Does applying affect my credit?
The Wells Fargo application is a credit check, so it may have a small temporary impact on your score. You won’t owe anything just for applying — and you’ll get a decision in 60 seconds or less.
What’s the minimum job size for financing?
$500. Any home-repair or installation job above that is eligible for financing through Wells Fargo’s home-improvement program.
What plan lengths are available?
Plans range from 6 months to 96 months, including no-interest-if-paid-in-full promotional options on qualifying jobs. Your Franklin rep will walk you through the plans available for your specific job total once you’re approved.
What if I’m not approved?
No problem — financing is just one option. We also accept check, debit, and all major credit cards. Approval is never required to schedule service or get a quote.