Convenient home-repair financing for Northwest Arkansas through Wells Fargo. Plans from 6 to 96 months, 60-second credit decisions, and 0% APR options on qualifying jobs.
“Zach came out to give us an estimate with a no pressure, just the facts sales pitch, which we loved. Will helped us with financing where everything was done over the phone and we didn't have to leave the house, which we also loved. Steven, Brandon and Victor came out to install the new heating and a/c unit and were prompt, courteous and very helpful. I feel we have made an excellent choice and appreciate their professionalism.”
Wells Fargo runs your application electronically and returns most decisions in under a minute. No waiting, no paperwork in the mail.
Pick a payment length that fits your monthly budget. Shorter plans cost less in total interest; longer plans keep monthly payments low.
No-interest-if-paid-in-full promotional plans are available on qualifying projects — particularly useful for big-ticket items like AC systems, water heaters, and panel upgrades.
Any home-repair or installation job above $500 is eligible. For smaller jobs, we accept check, debit, and all major credit cards.
The application takes you to Wells Fargo’s secure portal. Your information goes directly to them — not to Franklin.
Apply for financingQuestions first? Call (479) 282-0003
Wells Fargo handles the credit application electronically. You get a decision fast, and your Franklin rep takes it from there.
Click the button to head to the Wells Fargo application. Takes about 60 seconds to fill out.
Wells Fargo processes electronically and usually returns a decision in less than a minute.
Once you’re approved and have your repair or replacement estimate from us, give us the green light.
We’ll work up financing options based on your job total — lengths from 6 to 96 months.
A live, unfiltered feed from Google — good, bad, and everything in between.
Lee did a great job!
I’m a property manager and Ayden saved the day for me! And Saige helped me schedule for day of visit! Exceptional service!! Check the picture for what they retrieved from the tank trap
Excellent service! Great customer service! Devin was kind, friendly and efficient. Thanks for being a great company 🙂↔️ 3-10-25. ⭐️⭐️⭐️⭐️⭐️🤩 Jesse, the electrician, came today to install a surge protector for the house. Exceptional knowledge, considerate, clean work and very personable. If you need an electrician, call FRANKLIN Heating and Air. Reasonable, reliable and honest. 6-5-26 Lee Roberts, Technician, came today to check AC and furnace. Five stars isn’t enough for him. He deserved twice that. He was extremely considerate, kind and helpful. Definitely an asset to your company ‼️
Stephen Thornburg did an excellent job. He was knowledgeable, efficient, and very courteous. We could not have asked for a better technician. He finished the repairs in a timely fashion and left everything nice and clean. We appreciate Stephen and the work he did.
The HVAC technician, Lee was very courteous, professional, knowledgable, and thoroughly capable.
